Gone are the days of passing up purchases because your paycheck hasn’t posted to your checking account yet. A Visa® credit card from Valley Credit Union lets you buy what you need to, whenever you need to. We offer three different types of cards, each with their own benefits and competitive rates. Choose your card and start shopping today!
If you want a credit card with a great interest rate and no frills, this is the card for you. It offers competitively low rates, and the convenience that Visa® offers, to use anywhere, anytime, for qualified members.
REWARD yourself with Valley's Platinum REWARDS Visa®. You earn 1 point per $1 spent on every purchase with uChoose Rewards®.. No minimum purchase amount to qualify, no maximum purchase amount can be earned in a year. You can cash in your REWARDS whenever you want2.
With uChoose Rewards® you can shop like you normally would and watch the rewards add up. Plus, shop with participating uChoose Rewards retailers and earn even more points!
Simpy use your Valley Credit Union Visa® Credit Card anywhere and Earn points on purchases. But that's not all - earn even MORE points when you use your Valley Visa® Credit Card at the participating retailers listed on the website. It's that easy!
Watch your rewards add up! Then, redeem them for exciting options like the latest electronics, trendy clothing, airline tickets - and more!
No credit history or some past credit challenges? No problem with Valley's Secured card, you can go a long way in building your credit. Works like any other card and can be used wherever Visa® credit cards are accepted.
1APR=Annual Percentage Rate. 1.99% introductory APR is based on credit scores over 700. 1.99% balance transfer is a promotional rate offer and is available for balances transferred from another financial institution to a Valley Credit Union VISA® for a limited time and applies to 6 statement cycles. Rate will return to normal rate as low as 10.24% APR for Platinum Visa® and 12.24% APR for Platinum Rewards Visa®. This APR will vary with the market based on the Prime Rate. Account must be in good standing to qualify for this offer. Share Secured Credit Cards not eligible. Other VISA® rates and terms available.
2The minimum amount of REWARDS points that can be requested for redemption is 1500=$15. Cash advances and balance transfers do not qualify for REWARD points.
3Secured Card requires a deposit to your Share Savings account equivalent to the amount approved.
Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.
With Debt Protection, your loan balance or monthly loan payments will be made for you without penalty in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected.
Your choice on this product does not affect our credit decision.