Join Valley Credit Union

Making Their Dreams Count, One Coin at a Time!

Key Features

  • Available for Ages 0-18
  • Earn up to 5.12% APY*
  • No Monthly Service Fee
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"Don't let your savings go extinct!"

-Benji the Saveosaurus

12 Month Youth Certificate Promotion

  • 8.30% APY*

  • $100 Min/$1,000 Max

*APY = Annual Percentage Yield. Must be 18 and under to qualify. Penalty for early withdrawal. Only available during April and only one promo Certificate per child.

Give your child the gift of financial literacy and a head start towards a secure future by opening a youth savings account.

It's a valuable tool that teaches the importance of savings, helps them develop responsible money habits, and sets them on a path towards financial independence. 

Youth Savings Details

5.12% APY* on the first $500
Rate of 1.00% APY on amounts between $500.01 to $5,000
Rate of 0.05% APY $5,000.01 and over

Additional benefits:

$1 for every A on report card**
$5 for perfect attendance at the end of the year**

*APY=Annual Percentage Yield. 
**Deposit is made when a report card or perfect school year attendance report is presented in-branch with a limit of four report cards and/or one perfect attendance report per school year. Report card deposits are made once each quarter and are $1 per “A” or highest grade available with a limit of $5 per report card. Perfect attendance deposit is made at the end of the school year and is $5.