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Rewards Checking:

*APY=Annual Percentage Yield. APYs accurate as of 3/1/2024. Rate may change after account is opened. Balances up to $10,000 receive 4.50% APY. Balances over $10,000 will receive 0.05% APY. To qualify for 4.50% APY, member must have 15+ debit card purchases post and settle in calendar month, be enrolled in eStatements, and have at least 1 ACH or direct deposit post. If monthly qualifications are not met, account earns 0.05% APY. Limit of one Rewards account per member. Max of $30/month in ATM fees refunded. Minimum opening deposits: $5 for Rewards Checking, $1 for Rewards Savings, and $25 for membership savings.

 

**According to Business Insider the national APY average on checking accounts that earn interest as of 12/22/2023.

Premier High Rate Checking:

*$25 minimum deposit on Regular Savings account required for membership.

Basic Checking:

*$25 minimum deposit on Regular Savings account required for membership.