There aren’t many certainties in life — but this is one of them. Just pick your term, lock in a rate, and wait for a guaranteed return.
Key Features
-
![]()
Guaranteed Returns
-
![]()
Earn Competitive Dividends
-
![]()
Insured Up To At Least $1,000,000
-
![]()
No Setup or Maintenance Fees
Guaranteed Returns
Earn Competitive Dividends
Insured Up To At Least $1,000,000
No Setup or Maintenance Fees
CERTIFICATE AND IRA CERTIFICATE SPECIAL
- 12 Month Certificate - 4.18% APY* - $1,000 Minimum
- 24 Month Certificate - 4.02% APY* - $1,000 Minimum
- 36 Month Certificate - 3.92% APY* - $1,000 Minimum
- 48 Month Certificate - 3.92% APY* - $1,000 Minimum
- 60 Month Certificate - 3.76% APY* - $1,000 Minimum
*APY=Annual Percentage Yield. Penalty for early withdrawal. New money only. Limited time special! Rates effective as of April 16, 2025.
- Click here to learn more about your shares being insured to at least $1 million!
- Competitive, fixed rates that beat standard savings
- Provides more guarantee than other, more risky investments
- Set aside for future savings goals
- A wide range of terms available (from 6 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty
- Federally Insured by the NCUA
**$25 minimum deposit on Regular Savings account required for membership. APY=Annual Percentage Yield.