Join Valley Credit Union

There aren’t many certainties in life — but this is one of them. Just pick your term, lock in a rate, and wait for a guaranteed return.

Rates

Calculator

Key Features

  • Guaranteed Returns
  • Earn Competitive Dividends
  • Insured Up To At Least $1,000,000
  • No Setup or Maintenance Fees

CERTIFICATE SPECIAL 

  • 11 Month Flex Certificate - 4.49% APY* - $1,000 Minimum
  • 12 Month Certificate - 4.49% APY* - $1,000 Minimum
  • 18 Month Certificate - 4.23% APY* - $1,000 Minimum
  • 24 Month Certificate - 4.13% APY* - $1,000 Minimum
  • 36 Month Certificate - 3.95% APY* - $1,000 Minimum
  • 48 Month Certificate - 3.90% APY* - $1,000 Minimum
  • 60 Month Certificate - 3.90% APY* - $1,000 Minimum

*APY=Annual Percentage Yield. Penalty for early withdrawal. Once a Flex Certificate is opened additional contributions of at least $500 can be made. Limited time special! Rates effective as of October 14, 2024.


  • Click here to learn more about your shares being insured to at least $1 million!
  • Competitive, fixed rates that beat standard savings
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • Federally Insured by the NCUA

**$25 minimum deposit on Regular Savings account required for membership. APY=Annual Percentage Yield.