Join Valley Credit Union

This saving solution auto-transfers your checking rewards each month — so you can grow your balance on autopilot.



Key Features

  • Automatic Savings
  • 1.76% APY*
  • No Monthly Service Fee
  • No Minimum Balance Requirements
  • Start building your savings effortlessly
  • Links to free Rewards Checking to auto-transfer rewards
  • 1.76% APY* on balances up to $20,000
  • 0.75% to 0.25% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met in Rewards Checking
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free digital banking services, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • $1 minimum deposit to open

Earning Your Rewards is Easy — You're Probably Already Doing It!

Qualifying for your Rewards Checking rewards automatically qualifies you for the highest Rewards Savings rate too. To earn your rewards, simply complete the following transactions and activities in your Rewards Checking account each monthly qualification cycle:

  • At least 15 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled in eStatements

If you don't meet the qualifications, don't worry! There's no penalty and both accounts are still free and earn our base rate of dividends. Plus, you can get back to earning the full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 3/1/2024. Rates may change after account is opened. Balances up to $20,000 receive 1.76% APY. Balances over $20,000 will receive 0.25% APY. To qualify for 1.76% APY, member must have 15+ debit card purchases post and settle in calendar month, be enrolled in eStatements, and have at least 1 ACH or direct deposit post. If monthly qualifications are not met, account earns 0.05% APY. Limit of one Rewards account per member. Max of $30/month in ATM fees refunded. Minimum opening deposits: $5 for Rewards Checking, $1 for Rewards Savings, and $25 for membership savings. Fees may reduce earnings.