Join Valley Credit Union

We’ve been turning members into neighbors for over 70 years. When it’s time to make your move, we’re ready to lend a hand.


Key Features

  • Competitive Rates
  • Variety of Financing Options
  • Local Processing
  • Refinancing Available


  • Competitive rates for home purchase or refinancing
  • Available for primary residence, second homes, vacation homes, or investment properties
  • A wide range of terms customized to your unique situation
  • Variety of financing programs available, including:
    • 1st Time Home Buyers Program
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA Rural Development Loans
  • Helpful loan advisors with working knowledge of the local real estate market
  • Get pre-approved for extra confidence when buying your home
  • Refinance your current home to potentially lower your rate
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Meet Our Mortgage Team

View our NMLS Registry Information for Valley Credit Union Mortgage Loan Originators.

When applying, you will need the following items: 

  • 30 days of payroll stubs
  • 2 years of federal income taxes and W-2s (all pages, including all schedules if applicable)
  • 2 months of bank statements
  • Mortgage statement(s)
  • Homeowner insurance information
  • Copy of property tax statement
  • Copies of IDs
  • Copy of Buy/Sell Agreement if applicable