Compare Our Accounts
Really High Dividends
Rewards Checking
Learn MoreFeatures
- Free checking that pays high dividends
- 2.50% APY* on balances up to and including $10,000
- 0.05% APY* on all balances if qualifications aren't met
- Link to free Rewards Savings to build savings automatically*
- No minimum balance to earn rewards
- Unlimited check writing
Monthly Service Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $30 monthly*
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$5*
2nd Chance Checking
Opportunity Checking
Learn MoreFeatures
- An account for those with a challenged checking account history
- No minimum balance requirements
- Unlimited check writing
Monthly Service Fee
$5 monthly service fee with direct deposit - $7.50 without direct deposit
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$5*
The Essentials
Basic Checking
Learn MoreFeatures
- Simplified checking with just the essentials
- No minimum balance requirements
- Unlimited check writing
- Free incoming wire transfers
Monthly Service Fee
NONE
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$5*
View All Accounts
Rewards Checking:
*APY=Annual Percentage Yield. APYs accurate as of 5/1/2023. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1)ATM fees incurred using Rewards Checking check card during qualification cycle will be reimbursed up to $30 and credited to account on the first day of the next monthly statement cycle; (2)balances up to $10,000 receive APY of 2.50%; and (3)balances over $10,000 earn 0.05% dividend rate on the portion of the balance over $10,000, resulting in 2.50% - 0.05% APY depending on the balance. If qualifications are not met on Rewards Checking all balances earn 0.05% APY. Qualifying transactions must post to and clear Rewards Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means one calendar month. The advertised Rewards Checking APY is based on compounding dividends. Dividends earned in Rewards Checking is automatically transferred to Rewards Savings each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Rewards Checking APY. The Rewards Savings APYs may be less than Rewards Checking APYs. Fees may reduce earnings. Member can only be primary account holder on one Rewards account. Additional minimum deposits: $1 deposit for Rewards Savings and for new members, $25 regular membership savings required. Total minimum deposit for new members would be $31. See qualifications section above.
Opportunity Checking:
*Available to members with previous NSF fees and/or a ChexSystem record from banks or credit unions. $25 minimum deposit on Regular Savings account required for membership.
Basic Checking:
*$25 minimum deposit on Regular Savings account required for membership.