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Personal Loans

Holiday Loans Are Back!

Rates as low as 7.24% APR*

Go ahead and make your list and check it twice! With a great rate lower than most credit cards, holiday wishes can come true with a Holiday Loan from Valley. Our loans are handled start to finish by our friendly, local staff. 

*APR=Annual Percentage Rate. For valid credit scores 700 and above. Rate applies with automatic payment. Valid Tier B members' rate is 9.24% with auto payment. Loan term is 12 months only. Minimum of $1,000. Maximum of $50,000. Subject to credit criteria. Offer effective 11/1/21 to 12/31/21. 

Too many bills at the end of your month? Apply for a personal loan to cover those unexpected or expected bills. Also, did you know you can use the funds for a personal loan for just about anything? You can use the funds for car repairs, new appliances, travel, home improvements, the list goes on and on...


  • Competitive rates
  • Flexible repayment terms
  • Financing available to cover a wide range of needs
  • Locally handled process from start to finish
  • Friendly, knowledgeable loan advisors
  • Customized service from a staff committed to your success

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.

With Debt Protection, your loan balance or monthly loan payments will be canceled without penalty or added interest in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected. 

Your choice on this product does not affect our credit decision.

Go ahead and start the process!