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Personal Loans

Is your budget tight for the Holiday season? If so, apply for Valley's Treat Your Elf Loan to give you that much needed boost to get through the end of the year. This special loan rate will not be around forever, so take advantage of it while you can! 

*Annual Percentage Rate. 7.24% APR for valid Tier A and A+ members. Rate applies with automatic payment. Valid Tier B members' rate is 9.24% with auto payment. Loan term is 12 months only. Minimum of $1,000. Offer effective 11/1/2020 to 12/31/2020. 


  • Competitive rates
  • Flexible repayment terms
  • Financing available to cover a wide range of needs
  • Locally handled process from start to finish
  • Friendly, knowledgeable loan advisors
  • Customized service from a staff committed to your success

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.

With Debt Protection, your loan balance or monthly loan payments will be canceled without penalty or added interest in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected. 

Your choice on this product does not affect our credit decision.

Go ahead and start the process!