Rewards Savings

Transfer rewards automatically to build up your cushion.

With an automatic savings tool like Rewards Savings, building your safety net is easy. This account links to your Rewards Checking account and automatically transfers those rewards each month. On top of gaining a built-in savings tool, you’ll also earn an impressive 0.75% APY* for simple, everyday banking. So make a plan for what to do with all your extra cash — and then sit back as Rewards Savings follows through for you.

Summary
  • Linked to Rewards Checking account
  • Automatic transfers of Rewards Checking rewards
  • 0.75% APY* on balances up to $20,000
  • 0.25% dividend rate* on amount of balance over $20,000 (resulting in a 0.75%–0.25% APY depending on balance)
  • 0.05% APY* if qualifications are not met on Rewards Checking
  • No monthly service fee
  • No minimum balance
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • No minimum deposit to open

Earning Your Cash Rewards is Simple! 

Qualifying for your Rewards Checking rewards automatically qualifies you for the highest Rewards Savings rate too. To earn your rewards, just do the following transactions and activities in your Rewards Checking account during each Monthly Qualification Cycle:

  • Have at least 15 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s it! If you don't meet the qualifications, don't worry. There's no penalty and both accounts earn our base dividends. Plus, you can get back to earning the full rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 12/1/2017. Rates may change after account is opened. Monthly direct deposit required to have these accounts. There is no minimum to open Rewards Checking and $1 for Rewards Savings. For Rewards Checking, if qualifications are met each monthly qualification cycle ATM fees using Rewards Checking check card incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and clear Rewards Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Dividends earned in Rewards Checking is automatically transferred to Rewards Savings each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Rewards Checking APY. The Rewards Savings APYs may be less than Rewards Checking APYs. If qualifications in Rewards Checking account are met each monthly qualification cycle: (1)balances up to $20,000 in Rewards Savings account receive an APY of 0.75%; and (2)balances over $20,000 in Rewards Savings account earn 0.25% dividend rate on portion of balance over $20,000, resulting in 0.75% - 0.25% APY depending on the balance. If qualifications are not met on Rewards Checking, all balances in Rewards Savings account earn 0.05% APY. Fees may reduce earnings.

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