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April is YOUTH MONTH so we are offering a special Youth Month Certificate.

  • 12.68% APY*
  • $100 Minimum/Maximum
  • 12 Month Term **

*APY=Annual Percentage Yield. **Penalty for early withdrawal. Promotion ends April 30, 2021. Must be under the age of 18 to qualify. Limit of one per child.

Stay on top of your goals without tacking on extra work — it’s easy with a Valley Credit Union certificate. Simply pick the term best suited to your situation, then sit back as it earns you a fixed dividend rate. Remove the temptation to spend your savings and replace it with the added guarantee that certificates provide. Earn a better rate than regular savings in the process.


  • Fixed dividend rates, higher than regular savings
  • Very low-risk investment for more guaranteed savings
  • Penalty may occur for early withdrawal
  • Terms ranging from 1 to 5 years at a $500 minimum opening deposit
  • 6 and 9-month certificates available at a $1,000 minimum opening deposit
  • NCUA insured
  • $25 savings account required for membership

Go ahead and start the process!