Join Valley Credit Union

There aren’t many certainties in life — but this is one of them. Just pick your term, lock in a rate, and wait for a guaranteed return.

Rates

Calculator

Key Features

  • Guaranteed Returns
  • Earn Competitive Dividends
  • Range of Terms
  • No Setup or Maintenance Fees

CERTIFICATE SPECIAL 

  • 12 Month Certificate - 5.05% APY* - $500 Minimum
  • 18 Month Certificate - 4.96% APY* - $500 Minimum
  • 24 Month Certificate - 4.85% APY* - $500 Minimum

*APY=Annual Percentage Yield. Penalty for early withdrawal. Limited time special! Rates effective as of February 1, 2024.


CERTIFICATE SPECIAL (New Money Only)

  • 36 Month Certificate - 4.49% APY* - $10,000 Minimum
  • 48 Month Certificate - 4.49% APY* - $10,000 Minimum
  • 60 Month Certificate - 4.54% APY* - $10,000 Minimum

*APY=Annual Percentage Yield. Penalty for early withdrawal. New money only. Limited time special! Rates effective as of February 1, 2024.


NEW FLEX CERTIFICATE

  • 11 Month Certificate - 3.94% APY* - $500 Minimum

*APY=Annual Percentage Yield. Once a Flex Certificate is opened, additional contributions of at least $500 can be made. Penalty for early withdrawal. Rates effective as of March 1, 2024.


  • Competitive, fixed rates that beat standard savings
  • The longer your term, the higher your rate
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • Federally Insured by the NCUA

**$25 minimum deposit on Regular Savings account required for membership. APY=Annual Percentage Yield.