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Stay on top of your goals without tacking on extra work — it’s easy with a Valley Credit Union certificate. Simply pick the term best suited to your situation, then sit back as it earns you a fixed dividend rate. Remove the temptation to spend your savings and replace it with the added guarantee that certificates provide. Earn a better rate than regular savings in the process.


  • Fixed dividend rates, higher than regular savings
  • Very low-risk investment for more guaranteed savings
  • Penalty may occur for early withdrawal
  • Terms ranging from 1 to 5 years at a $500 minimum opening deposit
  • 6 and 9-month certificates available at a $1,000 minimum opening deposit
  • NCUA insured
  • $25 savings account required for membership

Go ahead and start the process!