Join Valley Credit Union

Friends Who Bank Together, Earn Together: Check Out Our Refer-A-Friend Program!

Key Features

  • $50 for YOU
  • $50 for a friend
  • $50 to a local non-profit

Referral Form


Refer A Friend

Welcome to Valley Credit Union's exciting Refer-A-Friend program – where banking becomes a rewarding experience for you, your friends, and the community! It's simple: when you refer a friend to open an account with us, both you and your friend will receive $50* as a token of our appreciation. But that's not all – we're also committed to giving back to the community that makes us strong. For every successful referral, we will donate $50* to a local nonprofit organization, making a positive impact right where it matters. It's a win-win-win situation: you earn, your friend earns, and the community thrives. Join us in spreading the word about Valley Credit Union and reaping the benefits of friendship, finance, and philanthropy.


Empowering our community is at the heart of what we do at Valley Credit Union. We believe that every member contributes to the strength of our institution. By inviting your friends to join the Valley family, you're not only sharing the exceptional banking experience we offer, but you're also contributing to the betterment of our local community. We've carefully selected a range of impactful nonprofit organizations that align with our values and commitment to making a difference. Each successful referral not only earns you and your friend $50, but also enables us to donate $50 to one of these chosen nonprofits. Together, we can create a positive ripple effect that echoes far beyond the realm of banking. Below are the nonprofits that have been chosen:

  • Billings, MT - Tumbleweed Runaway Program
  • Bozeman, MT - Family Promise of Gallatin Valley
  • Cody, WY - Heart Mountain Free Medical Clinic
  • Columbus, MT - Columbus Senior Center
  • Miles City, MT - Montana Warriors on the Water
  • Roundup, MT - Toys for Children

*Refer a friend cash bonus offer valid for a limited time only and can end at any time per Credit Union's discretion. Existing Member ("referrer") must have an account with us, Valley Credit Union. New member ("friend") must present completed Referral Form at time of account opening and establish a Membership Savings and Checking account with debit card. New members cannot have any existing accounts (primary or joint) within the last 12 months and must make minimum opening deposit requirements to get bonus. Referrer and Friend cannot begin credit union membership on the same business day. Referrer can only refer one friend per address, friend must be 18 years or older, and a max of 5 friends for $250. Account must remain open for 6 months or $50 will be removed from friends account. The credit union will issue a 1099-INT for tax purposes to the referrer and friend.