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From value-added services to the latest in mobile products, Valley Credit Union is founded on the promise to provide accommodating, personalized and local service to our members. We invite you to explore our products and services below. If you are already a member of the Valley family, we'd like to thank you for your commitment to us. If you're not, we'd like to invite you to join a credit union that revolves around its members.

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What Sets Credit Unions Apart

Above all else, our primary motivation is always you. As a not-for-profit organization, we truly operate for the well being of our members. Unlike customers who just use the services of a financial institution, credit union members become part owners. And any profit generated is automatically put back into Valley Credit Union to pay dividends, build reserves, and pay operating expenses. Loans, share certificates and everything in between are all handled locally by your trusted branch associate. In that way, being a part of a credit union is really more like being a part of a close-knit family — one that functions for the betterment of all parties involved.

Community Involvement

The Historic Babcock Theatre

Valley Credit Union is renewing its $10,000 sponsorship of the Babcock Theater, a historical landmark in Downtown Billings, for the second year in a row. This sponsorship will bolster the local business that brings opportunity, culture and so much more to the Billings community as it continues to navigate COVID-19 restrictions.

Babcock Theatre has been a staple in the Billings community for over a century. After years of transformation and resotration, Art Hous Cinema took over management of the historic theatre in 2018. Through the funds and support provided by Valley Credit Union and the community, Art House can run Babcock as a true state of the art cinema. Meaning they can bring in the biggest and best films being released to Downtown Billings for the first time in over 30 years.

"Valley Credit Union's choice to sponsor the theatre is a shining example of community partnership and their commitment to film, art, and culture in our community," said Matt Blakeslee, Executive Director and Founder of Art House Cinema. "Due to COVID-19 restrictions and our efforts to keep the community safe, we have been extremely limited on the number of tickets we can sell and what films are available for us to screen. This sponsorship sustains our operations and allows us to continue to plan for a brighter future, knowing that we have support from our community."

Head Start Library

Valley is helping Head Start of Billings create a new library for their young children with bookshelves, tables, chairs, book drives and book drops!

Pay-It-Forward Events

Valley Credit Union knows that little good deeds can go a long way towards brightening someone’s day. That’s why we started our Pay It Forward events, to treat people in the community to a cup of coffee or lunch, or some other small treat to make their day better. Follow us on Facebook to see who we treat next! #ValleyCUPaysItForward

Alberta Bair Education Series

Valley has been a proud sponsor for the ABT Education Series for over four years. During the school year, ABT presents specially designed matinees for students and schools at discounted prices. All of the performances are one-hour (except the Opera) and represent a global spectrum of cultural art forms. Each show is recommended for certain grade levels from pre-kindergarten to grade 12. The ABT welcomes all public, private and home schools – as well as the general public – to their student matinee performances. Each performance has a study guide, available on their website, with specific program information, discussion questions and activities to enhance everyone’s experience at the theater. Learn more!

Zoo Montana Sponsorship

Part of supporting our community is also supporting organizations that share a commitment to our area youth. ZooMontana is one such organization and we are proud to be the primary sponsor for their bison exhibit! 

For our latest community events, be sure to check us our on Facebook or our News & Events page of our website.

Value-Added Services

Rewards Checking – Checking has never been so rewarding. Say yes to free checking that puts cash in your wallet! Rewards Checking offers free online banking and bill pay, with dividends! We'll even pay you back for ATM fees nationwide. Learn More!

Rewards Savings – Saving made easy. Enjoy automatic transfers of rewards earnings each month from your Rewards Checking account for an automatic way to build savings. Learn More!

Lending Services – Meet your needs, whatever they may be, with the help of Valley Credit Union. We offer a wide range of financing with terms that are customized to your unique situation. Learn More!

FREE Tap, Snap, Deposit

Interested in depositing your checks without the fees? Download Valley’s app and as a member you can Tap, Snap and Deposit for FREE today! Learn More!


Your online account and mobile banking now features the Popmoney® personal payment service. So you can send money directly to just about anyone, with no need to write a check, exchange account numbers or carry cash. It's similar to PayPal, where you can send money using just an email address. But Popmoney® has the added convenience of being right inside your password-protected online account. 

Simply log in to your online banking account and go to - Move Money - Popmoney®

First-Time Car Buyer Program

Your first car. It's a rite of passage that brings newfound freedom and responsibility. We want to help you with this vital first step - even if you have limited or no credit history. Choose from a variety of terms and get the financing that fits your monthly budget. All you have to do is meet a few requirements designed to ensure long-term success. It's a win-win - you get to drive your own auto as you build or rebuild your credit! Learn more!

ADA Compliant

Exciting news! Valley's webpage is now compliant with Americans with Disabilities Act (ADA). An ADA compliant website means that a website makes the information it holds as accessible as possible to Americans with a range of disabilities. As accessibility to online information is becoming more and more important Valley understands the importance of providing services to ALL of our members!

Visa® Purchase Alerts

Know where your money is going! Get an email alert whenever you pay with your Valley Visa® card. You can choose the notification triggers that match your needs such as transactions exceeding a set amount, when your card is used outside the United States, or if the purchase is made online or by phone. 

Sign up!

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