YOUR LOCAL CREDIT UNION, YOUR WAY

From value-added services to the latest in mobile products, Valley Federal Credit Union is founded on the promise to provide accommodating, personalized and local service to our members. We invite you to explore our products and services below. If you are already a member of the Valley family, we'd like to thank you for your commitment to us. If you're not, we'd like to invite you to join a credit union that revolves around its members.

What Sets Credit Unions Apart

Above all else, our primary motivation is always you. As a not-for-profit organization, we truly operate for the well being of our members. Unlike customers who just use the services of a financial institution, credit union members become part owners. And any profit generated is automatically put back into Valley Federal Credit Union to pay dividends, build reserves, and pay operating expenses. Loans, share certificates and everything in between are all handled locally by your trusted branch associate. In that way, being a part of a credit union is really more like being a part of a close-knit family — one that functions for the betterment of all parties involved.

Community Involvement

Headstart Library

Valley is helping Head Start of Billings create a new library for their young children with bookshelves, tables, chairs, book drives and book drops!

Pay-It-Forward Events

Valley Federal Credit Union knows that little good deeds can go a long way towards brightening someone’s day. That’s why we started our Pay It Forward events, to treat people in the community to a cup of coffee or lunch, or some other small treat to make their day better. Follow us on Facebook to see who we treat next! #ValleyFCUPaysItForward

Alberta Bair Education Series

Valley has been a proud sponsor for the ABT Education Series for over four years. During the school year, ABT presents specially designed matinees for students and schools at discounted prices. All of the performances are one-hour (except the Opera) and represent a global spectrum of cultural art forms. Each show is recommended for certain grade levels from pre-kindergarten to grade 12. The ABT welcomes all public, private and home schools – as well as the general public – to their student matinee performances. Each performance has a study guide, available on their website, with specific program information, discussion questions and activities to enhance everyone’s experience at the theater. Learn more!

Zoo Montana Sponsorship

Part of supporting our community is also supporting organizations that share a commitment to our area youth. ZooMontana is one such organization and we are proud to be the primary sponsor for their bison exhibit! Learn more about all ZooMontana offers.

For our latest community events, be sure to check us our on Facebook or our News & Events page of our website.

Value-Added Services

Rewards Checking – Checking has never been so rewarding. Say yes to free checking that puts cash in your wallet! Rewards Checking offers free online banking and bill pay, with dividends! We'll even pay you back for ATM fees nationwide. Learn More!

Rewards Savings – Saving made easy. Enjoy automatic transfers of rewards earnings each month from your Rewards Checking account for an automatic way to build savings. Learn More!

Lending Services – Meet your needs, whatever they may be, with the help of Valley Federal Credit Union. We offer a wide range of financing with terms that are customized to your unique situation. Learn More!

FREE Tap, Snap, Deposit

Interested in depositing your checks without the fees? Download Valley’s app and as a member you can Tap, Snap and Deposit for FREE today! Learn More!

P2P Transfers

Enjoy the convenience of transferring money with a touch of button.  Easy, convenient and safe!  Watch for more details coming soon!

First-Time Car Buyer Program

First Time Car Buyers Program

Your first car. It's a rite of passage that brings newfound freedom and responsibility. We want to help you with this vital first step - even if you have limited or no credit history. Choose from a variety of terms and get the financing that fits your monthly budget. All you have to do is meet a few requirements designed to ensure long-term success. It's a win-win - you get to drive your own auto as you build or rebuild your credit! Learn more!

AskAuto App

AskAuto rides along on your car shopping and buying experience by offering vehicle information and loan application assistance. As a Valley FCU member, you can easily compare vehicles you find on the dealer lot, get information on loans, and submit a loan application — all from your mobile device!

AskAuto pulls vehicle information like the average cost of a new or used car, EPA mileage estimates and more. Then, you can rank, compare and make notes on cars you’ve scanned. Plus, you can elect to receive messages from your credit union with loan offers and guidance and get them while you’re shopping on the dealer lot. It’s this simple: scan, compare and submit.

Download the AskAuto App TODAY!

  • Scan a car's VIN to get information including the average retail cost
  • Compare, rank and take notes about vehicles while shopping
  • Learn about loan options through custom messages from your credit union — while on the dealer's lot!
  • Apply for a loan from anywhere using a smartphone
  • The AskAuto app prefills the loan application with saved vehicle data 

ADA Compliant

Exciting news! Valley's webpage is now compliant with Americans with Disabilities Act (ADA). An ADA compliant website means that a website makes the information it holds as accessible as possible to Americans with a range of disabilities. As accessibility to online information is becoming more and more important Valley understands the importance of providing services to ALL of our members!

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