Personal Loans

Secure affordable financing to achieve your dreams!

Taking a family vacation, starting up a passion project — whatever your dreams are, make them happen with a personal loan from Valley FCU! We offer flexible terms tailored to you. Everything is processed by local professionals. And because we're a not-for-profit, we pour our energy into securing competitively low rates. Your needs are always our top priority.

  • Competitive rates
  • Flexible repayment terms
  • Financing available to cover a wide range of needs
  • Locally handled process from start to finish
  • Friendly, knowledgeable loan advisors
  • Customized service from a staff committed to your success
Debt Protection

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.

With Debt Protection, your loan balance or monthly loan payments will be canceled without penalty or added interest in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected. 

Your choice on this product does not affect our credit decision.

Go ahead and start the process!