Home Mortgage Loans

Go from house-hunting to move-in day with our lenders’ help!

No matter if you're refinancing a weekend cabin in the mountains or purchasing your first home, you can rely on Valley FCU. We take a personalized approach when it comes to getting you into your dream home — our financing always accommodates your situation. And you'll never work with someone in a skyscraper from far-off flat lands. Our employees have experience in the local market — shifting you from house shopping to home décor in no time.

Summary
  • Competitively low rates available for purchase or refinancing
  • Wide range of options and terms:
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA Rural Development Loans
  • Locally handled process from start to finish
  • Advisors with experience in the local market
  • Customized service from a staff committed to your success
What You’ll Need to Apply

When applying, you will need the following items:  

  • 30 days of payroll stubs
  • 2 years of federal income taxes and W-2s (all pages, including all schedules if applicable)
  • 2 months of bank statements
  • Mortgage statement(s)
  • Homeowner insurance information
  • Copy of property tax statement
  • Copies of IDs
  • Copy of Buy/Sell Agreement if applicable

Visit our mortgage site to learn more and apply.

View your current mortgage information.

Go ahead and start the process!