Home Mortgage Loans

Go from house-hunting to move-in day with our lenders’ help!

No matter if you're refinancing your primary, secondary, rental home or purchasing your first home, you can rely on Valley FCU. We take a personalized approach when it comes to getting you into your dream home — our financing always accommodates your situation. And you'll never work with someone in a skyscraper from far-off flat lands. Our employees have experience in the local market — shifting you from house shopping to home décor in no time.

Summary
  • Competitively low rates available for purchase or refinancing
  • Wide range of options and terms:
    • Conventional Loans
    • FHA Loans
    • VA Loans
    • USDA Rural Development Loans
  • Locally handled process from start to finish
  • Advisors with experience in the local market
  • Customized service from a staff committed to your success

View our NMLS Registry Information for Valley Federal Credit Union Mortgage Loan Originators.

What You’ll Need to Apply

When applying, you will need the following items:  

  • 30 days of payroll stubs
  • 2 years of federal income taxes and W-2s (all pages, including all schedules if applicable)
  • 2 months of bank statements
  • Mortgage statement(s)
  • Homeowner insurance information
  • Copy of property tax statement
  • Copies of IDs
  • Copy of Buy/Sell Agreement if applicable

Visit our mortgage site to learn more and apply.

View your current mortgage information.

Go ahead and start the process!