Rates as low as 7.99% APR*
*APR=Annual Percentage Rate. Rate does not apply to Share Secured Visa. Rate applies to level A member.
Which card is right for you?
If you want a credit card with a great interest rate and no frills, this is the card for you. If offers competitively low rates, no annual fee and the convenience that Visa offers, to use anywhere, anytime, for qualified members.
Platinum REWARDS Visa
REWARD yourself with Valley's Platinum REWARDS Visa. You earn 1% cash back reward points on every purchase. No minimum purchase amount to qualify, no maximum purchase amount can be earned in a year. You can cash in your REWARDS whenever you want*.
Platinum Share Secured Visa
No credit history or some past credit challenges? No problem with Valley's Secured card, you can go a long way in building your credit. Works like any other card and can be used wherever Visa credit cards are accepted.
*The minimum amount of REWARDS points that can be requested for redemption is 2500=$25. Cash advances and balance transfers do not qualify for REWARD points.
**Secured Card requires a deposit to your Share Savings account equivalent to the amount approved.
- Competitively low rates
- Low to no annual fee
- Make purchases virtually anytime, anywhere
- Establish or re-establish credit history
- Easily replaced if lost or stolen
Check out our rates!
- Debt Protection
Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.
With Debt Protection, your loan balance or monthly loan payments will be cancelled without penalty or added interest in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected