Online Banking Login

Open An Account Online!

Simply follow these easy steps:

  • Select the account you wish to open.
  • Click the Open Online button.
  • Fill out the online application.
  • Fund your account, and you're done!

Credit Cards


Rates as low as

8.24% APR*

*APR=Annual Percentage Rate. Rate does not apply to Share Secured Visa. Rate applies to level A member.


Balance Transfers

1.99% APR*

for 6 months

Rates as low as

10.24% APR*

after 6 months

  • 1% Cash back on all purchases
  • NO balance transfer fees on Valley VISA
  • Eliminate your high interest credit card debt
  • Much lower rate than most Rewards credit cards

*APR=Annual Percentage Rate. 1.99% introductory APR is based on credit scores over 700. 1.99% balance transfer is a promotional rate offer and is available for balances transferred from another financial institution to a ValleyFCU VISA for a limited time and applies to 6 statement cycles. Rate will return to normal rate as low as 10.24% APR. This APR will vary with the market based on the Prime Rate. Account must be in good standing to qualify for this offer. Secured Credit Cards not eligible. Other VISA rates and terms available.

Which card is right for you?

Platinum Visa

Platinum Visa Disclosure

If you want a credit card with a great interest rate and no frills, this is the card for you. If offers competitively low rates, no annual fee and the convenience that Visa offers, to use anywhere, anytime, for qualified members.

Platinum REWARDS Visa

Platinum Rewards Disclosure

REWARD yourself with Valley's Platinum REWARDS Visa. You earn 1% cash back reward points on every purchase. No minimum purchase amount to qualify, no maximum purchase amount can be earned in a year. You can cash in your REWARDS whenever you want*.

Platinum Share Secured Visa

No credit history or some past credit challenges? No problem with Valley's Secured card, you can go a long way in building your credit. Works like any other card and can be used wherever Visa credit cards are accepted.

*The minimum amount of REWARDS points that can be requested for redemption is 2500=$25. Cash advances and balance transfers do not qualify for REWARD points.

**Secured Card requires a deposit to your Share Savings account equivalent to the amount approved.

  • Competitively low rates
  • Low to no annual fee
  • Make purchases virtually anytime, anywhere
  • Establish or re-establish credit history
  • Easily replaced if lost or stolen

Check out our rates!

Debt Protection

Life is unpredictable. You may worry about unexpected, real-life events that could leave you scrambling to pay your monthly bills. Debt Protection can help relieve financial pressure in the event of death, disability or involuntary unemployment.

With Debt Protection, your loan balance or monthly loan payments will be cancelled without penalty or added interest in accordance with your plan choice. You benefit from the peace of mind knowing you and your credit rating are protected

Credit Cards