Comparison Chart

Rewards

  • Earn 2.00% APY* on balances up to $10,000
  • Earn 0.05% APY* if qualifications aren’t met
  • Refunds on ATM fees nationwide (up to $20 monthly)*

Monthly Service Fee

$0

Free ATMs?

Refunds up to $20 a month

Free online banking with bill pay?

Free debit card?

Minimum opening deposit

$50

Rewards

NA

Monthly Service Fee

$0

Free ATMs?

No

Free online banking with bill pay?

Free debit card?

Minimum opening deposit

$50

Premier High Rate Checking

Rewards

  • Competitive earnings on balances over $2,500
  • Higher dividends on larger balances
  • Earn an even higher rate with direct deposit

Monthly Service Fee

$5

Free ATMs?

No

Free online banking with bill pay?

Free debit card?

Minimum opening deposit

$50

Rewards Checking:

*APY=Annual Percentage Yield. APYs accurate as of 01/01/2015. Rates may change after account is opened. $50 minimum to open Rewards Checking and $1 to open Rewards Savings. $25 savings required for membership. if qualifications are met each monthly qualification cycle: (1)ATM fees incurred using Rewards Checking check card during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2)balances up to $10,000 receive APY of 2.00%; and (3)balances over $10,000 earn 0.05% dividend rate on the portion of the balance over $10,000, resulting in 2.00% - 0.05% APY depending on the balance. If qualifications are not met on Rewards Checking all balances earn 0.05% APY. Qualifying transactions must post to and clear Rewards Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and clear account. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Rewards Checking APY is based on compounding dividends. Dividends earned in Rewards Checking is automatically transferred to Rewards Savings each statement cycle and does not compound. Actual dividend amount paid may be less than advertised Rewards Checking APY. The Rewards Savings APYs may be less than Rewards Checking APYs. Fees may reduce earnings.